If you have received a collection notice with a threat to file a lawsuit against you, or a notice that a debt collector has already filed such a lawsuit, contact us at Walsh, Becker & Rice for help. We keep up to date on frequently changing Maryland state and federal laws concerning debt collection.
Debt collectors are required to provide detailed records that the collector is the owner of the debt in order to pursue legal action. They must also provide proof that you are the one who owes the debt and that the terms of the debt payment were violated.
This is a complicated area of the law. Many people who received such collection letters or discover a lawsuit has been filed believe they have no recourse but to try and make payment arrangements. This is a mistake until you have legal counsel explore your options with you. In many cases, the statute of limitations has even elapsed.
At Walsh, Becker & Rice, we will pursue all the facts and defend you against unethical and illegal debt collection practices. Contact us at one of our offices in either Anne Arundel or Prince George’s County, Maryland. In addition, we serve those in Baltimore, Charles, and Montgomery counties as well as those throughout the entire state of Maryland.